Yes. Why wouldn't she? If you die before she is 62 she can file for widow's benefits if she is at least 60.
NOTE: The 50% of your full retirement age rate (which is how all benefits are figured) is paid a wife ONLY if the wife is of full retirement age. It is about 32% if a wife takes the benefit at age 62.
Since you will be collecting it is wise of her to file at age 62. Odds are you will predecease her and the widow's benefit is based upon her age at the time of your death so any benefit she can pick up before then is just a plus.
Age 62 is when you can file for SSI but, if you can wait until you are 65, you will get your whole benefit. Filing early, you will only get about 2/3 of your benefit.
Answers & Comments
Yes, filing at 62 reduces her benefit forever but she can file
She can file for a reduced benefit at 62
Anyone can file for s.s. at 62, but you get Waaaay less each month if you file before full retirement age.
Yes
At 62, she will be able to file, and collect the greater amount of the benefit based on her work history, or the spousal benefit, 50% of what you get.
Yes. Why wouldn't she? If you die before she is 62 she can file for widow's benefits if she is at least 60.
NOTE: The 50% of your full retirement age rate (which is how all benefits are figured) is paid a wife ONLY if the wife is of full retirement age. It is about 32% if a wife takes the benefit at age 62.
Since you will be collecting it is wise of her to file at age 62. Odds are you will predecease her and the widow's benefit is based upon her age at the time of your death so any benefit she can pick up before then is just a plus.
Short answer, yes. Both you and she should understand the ramifications of your choices (at which ages) when one of you eventually dies first.
Age 62 is when you can file for SSI but, if you can wait until you are 65, you will get your whole benefit. Filing early, you will only get about 2/3 of your benefit.