you mean BORROW? No, it'll take awhile, probably over a year, before your credit score is back to normal.

buy a dictionary and find out the difference between "borrow" and "lend"

It takes time for credit score to rebound. Normally deposit money cannot be borrowed money.

I think you mean can you borrow, you are hardly in a position to lend anything

and borrowing for a down payment is not permitted in the US, not sure the UK has the same laws but it doesn't make sense to borrow money to get a house, then you actually have two mortgages to pay and as stated this is not allowed in the US

I think you mean can you get a loan? If that's the case, the answer is no. It takes 36 months or activity to rebuild your credit score.

No It's impossible for you to lend any money for the purpose of you buying a home. You BORROW money to buy a home.

Paying off debts doesn't necessarily restore your credit to "pre-bad debt" levels. The bad debts being recent will still keep your score low for the next 2-3 years. They are part of your credit history.

I assume you mean "borrow," not "lend." The lender is the person handing over the money and the borrower is the person receiving the money and promising to repay the money.

You generally can not borrow money for the deposit on a real estate purchase. You must have cash in hand for that.

Assuming you mean you want to borrow more money, rather than lend it to someone, then your credit history will be relevant but not a show stopper. Buying a tangible asset like a house means it is a secured loan (they can sell the house to get their money back), but the total loan would have to be less than the total value of the house so usually no-one will lend you the deposit in addition to a mortgage unless they are sure the house value will exceed the total loan value.

I think the word you want to use is " borrow " instead of the word "lend", if you are going to take a loan.

Loaning 8500 is irrelevant to your credit. If you have the money and want to loan it to someone, have at it.