Verified answer

I got the answers from the Modern Chinese Dictionary for you.

资本(two meanings)：1.用来生产或经营以求牟利的生产资料和货币。

2.比喻牟取利益的凭借。

资金(two meanings)：1.国家用于发展国民经济的物资或货币。

2.指经营工商业的本钱。

I think they may be the most accurate explanations of these two words.But I'm sorry that I failed to translate them into English exactly due to a lack of political and economic terms.They are probably difficult for foreigners to understand.So I tried to explain some words in the explanation for you.

生产(production),经营(run a business),牟利(牟利=牟取利益,get profits)生产资料(materials for production),货币(a formal expression of money),凭借(substitute or alternative, I think)物资(physical resources),工商业(the industrial and commercial area)

asset and cash. asset generates money. cash doesn't.

好像有个中文 Yahoo Answers.

资本-the thing you own, 资金-cash