Sensible parents........ if you are a long term bank customer who has an account with the bank, you have a salary which is paid into that account and yu save then that bank is likely to consider a request for a personal loan...so you need to ask them.......... anywhere else/no savings/ poor or no salary then little to no chance
No lender is going to loan money to an 18 year old and, without a job and job history, you could still have trouble. What do you want it for? If it is for your education, you might qualify for a student loan.
You are young enough to develop good financial habits. Getting a loan isn't one of them. If you can't pay cash for something then don't get it. Do not do credit cards or loans - you will always be in debt. Buy yourself a book by Dave Ramsey or some other financial adviser and take the time to read it. It will teach you valuable lessons which apparently your parents nor school has taught.
Get a job and save your money to get what you want.
No way, Jose. At 18, you have no credit and probably no income to pay back a loan. So how does it not make sense that you can't get a loan -- or even a credit card? Borrow from friends or family. Or you can sell or pawn stuff that you own.
Answers & Comments
You can't until you are 21. You are too young to worry about such things.
DON'T DO IT!!!! You will go broke.
It's called a credit card and I DO NOT recommend it.
Sensible parents........ if you are a long term bank customer who has an account with the bank, you have a salary which is paid into that account and yu save then that bank is likely to consider a request for a personal loan...so you need to ask them.......... anywhere else/no savings/ poor or no salary then little to no chance
No lender is going to loan money to an 18 year old and, without a job and job history, you could still have trouble. What do you want it for? If it is for your education, you might qualify for a student loan.
You are young enough to develop good financial habits. Getting a loan isn't one of them. If you can't pay cash for something then don't get it. Do not do credit cards or loans - you will always be in debt. Buy yourself a book by Dave Ramsey or some other financial adviser and take the time to read it. It will teach you valuable lessons which apparently your parents nor school has taught.
Get a job and save your money to get what you want.
I agree with AlCapone. It's too dangerous. Don't get a loan.
No way, Jose. At 18, you have no credit and probably no income to pay back a loan. So how does it not make sense that you can't get a loan -- or even a credit card? Borrow from friends or family. Or you can sell or pawn stuff that you own.
Me
Apply for a credit card