My grandson's bonds were purchased for him by my ex, who is the only one listed as the POD on the bond. Unfortunately my ex passed away leaving the bonds in his safe. His new wife said she already gave the bonds (there were many) to my grandson....But she DID NOT!
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Answers & Comments
If they were in your ex's name...I would be willing to bet they are long gone.
The savings bonds were not purchased for your grandson. If they were, they would have been in his name - they weren't.
They were purchased by your former spouse for himself, naming your grandson as beneficiary (payable on death); unless he changed it at some point. Are you sure they were in the safe when he passed? Your former spouse could have cashed these at any time.
Let's pretend they were in the safe at time of passing:
Your grandson is at least 9 years old if there were paper savings bonds. Since there were "many", we can surmise that he is older than 9.
You don't hover over your grandson and his step grandmother, you have no idea if she gave them to him or not. She could have and he could have lost them, forgotten about them, not realized what they were and tossed them, or whatever. You have no idea and it's not your fight to fight.
If your grandson is a minor, his parent can initiate the lost savings bond process with the US Treasury. If he is an adult, he can do this.
Nope, but, then the Bank will not accept them for payment either.
The bonds belong to the Estate of the dead person, they need to be probated to change ownership.
[I just finished such a deal]
No they will not.
not just anybody can cash them.
Get a lawyer. NOW!