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mmmm well i have both the Playstation eye and Playstation mic.

Yes the Playstation Eye has mic and it has a good quality for a webcam but and the mic is just a simple mic but with good quality.. The playstation eye is $40 and the mic $50 so i would buy both but i have both but ill go with the mic

yes the playstation eye does come with a mic, not that i own one but i am pretty sure that it won't be as good as the playstation 3 mic (which i own one and it supports High Quality input and output sound)

in bestbuy.com it says that the mic has crystal clear mic

and i am pretty sure you can use that mic for games online

but what i suggest you do is to buy the playstation eye and get a bluetooth headset

which i bet you can find one for 20 bucks not the best sound quality but it works

or you can spend like 100 dollars buying both which are both high quality stuff

The PlayStation®Eye can easily work as a mic. There are some downsides to getting that over the Official PS3 Headset, though (and vice versa).

The PlayStation®Eye can be used as a camera (obviously) during chat rooms, certain games and EyeCreate, the free software that allows you to make your own videos with special effects. It also have PS Eye-specific games you can download for very cheap via the PlayStation Store.

The Official PS3 Headset has it's own notification on screen that you can access by pressing a button, and allows you to see if it's working, battery level, muted/unmuted, etc. It can also be used while charging.

PlayStation®Eye is $40

Official PS3 Headset is $50

It's your choice, friend =)