Ebay seller didn´t send me the item.Can I win if I open dispute?

I¨m from Spain and bought a handbag from a private seller in Ebay on the 18th July. Before winning the bid, I asked the seller to include insurance for the bag. She said "It will be on the invoice when I send it if you win".

I paid through Paypal, that´s what I received. She claims she uses Auctiva and that she has no records of me having paid insurance. I never received any invoice or way of payment in relation to Auctiva.

Anyway, when a month has passed, the first thing I do is asking her in relation to the bag. But the first thing she answered was:

"Did you purchase insurance for the bag?"

I´m sure ( due to more several mails where she NEVER says when she shipped my bag ) that she never sent it to me.

Now she "suggests" that I should pay again the shipping and insurance again ( USD 19 ). I don´t agree with that and my question is:

If I opened a dispute, do I have possibilities of winning? Has anyone undergone a situation like this?

Thank you very much!

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