May 2021 6 52 Report
Booked zero deposit Thomas cook holiday on a direct debit plan and now want to cancel but they say I can’t cancel unless I pay £400 deposit?

Booked this holiday two weeks ago and due to unforeseen circumstances now have to cancel. It was a direct debit instalment plan which is due to come out for the first instalment this Friday the 25th. I had a live chat with them today saying I wanted to cancel and they said I had to pay £400 to cancel as this was the deposit even though it was supposedly zero deposit upon booking. When I asked they said this was because the deposit was spread through the four months of the direct debit plan, but surely then this isn’t a deposit fee? Since I have paid nothing and I am no longer going on holiday why would I need to pay a security deposit on a holiday I won’t even be going on? And what will happen if I just go into my bank and cancel the direct debit from there? I really cannot afford this at the moment and I think it is outrageous to have to pay this amount of money to not even go on holidays! Also the holiday is 141 days away so I have certainly given them enough notice! Unsure what to do?? Any help please

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