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I keep emergency money in my check book for unexpected emergencies. What you have to realize is that your utility bills vary every month depending on the seasons. Property taxes on your car. Cable tv, The thing you have to realize is that if you are setting up an apartment/house, places want deposits to have things turned on. It cost us almost 2,000.00 when we moved here just for the deposits and first month on phones, tv, internet, utilities. It was another 1,000.00 for a uhaul. Depending on where you live, it can also take 7 days to have electricity turned on, so check that out also. We never had that problem until we moved here. It is also the nickel and dime things that add up, so try and stock up on soaps and toilet paper and paper towels and bath towels and things like that. I can spend 100.00 a week at the grocery store before I even get to the food. The holidays are coming up, so stores should have sales on frying pans and pots and dishes and glasses and things like that. Just think about everything you use from the time you wake up til the time you go to bed and you will need all of those things. Sheets, bed, tv, computer, what ever you use.

Make sure you have a job first it is very expensive to move out of home. And try to buy things you need like a fridge, T.V., couch, bed and whatever else you can afford. Buy your plates and cups and kitchen stuff from K-mart or somewhere cheap like that. You may also need cleaning stuff and a lawn mower but you can buy as you go along you don't have to buy those straightaway but at least in the first couple of months. You will also need to get signed on with Synergy for your electric and you need to get signed on for gas and hot water as well. Having a car will definitely be handy especially to get to work and you could use the laundry matt and to do the food shopping. Like I said you need a job to be able to afford it all otherwise you going to struggle really badly.

Most landlords want to know that their tenants have at least 3 months worth of rent in their bank accounts. You also need enough to cover deposits on both the apartment as well as utilities. (including electric)What about car insurance? Once out of your parent's home they are no longer able to carry you on their auto insurance OR health insurances.

Hint 1: always leave yourself a little extra should you overspend. Not that you should actively aim to overspend but we all do it and it's good to have that safety net.

Hint 2: try and put away a little something each week. Even if it's just half a per cent of what you earn, it's something, and it adds up. Believe me, it'll come in handy should you ever get laid off. Even spare change adds up.

I feel you will be overstating what's already in there. Usually females are the great pass judgement on of what their containers will preserve, and who're you to inform her to stuff it with extra. If you had extra, why did not you simply positioned it in there within the first position? Trying to return, after the truth, and introduce extra is simply bragging. You foolish guy.

Don't forget to plan for your health insurance premiums, co-pays and deductibles and prescription costs. One strep throat with bronchitis and you'll end up moving back home. It can take years to get out from under medical bills.

You are so wise to be so thorough.

Did you know that in Germany, for example, every third girl and every fourth boy between the ages of 15 and 24 now lives away from home.

God foresaw that the desire to marry would cause a person to “leave his father and his mother.” (Genesis 2:23, 24) And there are other valid reasons for leaving.

However for many youths,leaving home is simply a way of getting out of what they feel is an intolerable situation. however does the fact that you desire independence mean that you are ready for it? For one thing, making it on your own may not be as easy as you think. Jobs are often scarce. Rents have skyrocketed. And what are youths caught in an economic bind often forced to do? Say the authors of Pulling Up Roots: “They return home and expect parents to reassume the burden of their support.”

And what about your mental, emotional, and spiritual maturity? You may fancy yourself to be a grown-up, but your parents may still see in you some of “the traits of a babe.” (1 Corinthians 13:11) And really, are not your parents in the best position to judge how much freedom you are ready to handle? To go against their judgment and set out on your own could invite disaster!—Proverbs 1:8. So if you yearn for more freedom, ask yourself: Just why do I want greater freedom? Is it so that I can have material possessions or leeway to act in ways my parents would forbid if I lived at home? Remember what the Bible says at Jeremiah 17:9: “The heart is more treacherous than anything else and is desperate. Who can know it?”

If you'd like to learn more about How Can You Grow Up if You Don’t Move Out let me know.